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Bullion Silver - Our Standard Terms and Conditions of Sale
This page should be read in conjunction with our Terms and Conditions Explained & Expanded page.
Bullion or investment silver is normally dealt at quite small margins.
Most investors wish to obtain their investment silver at the best possible price.
To allow us to deal at fine margins, we need to reduce our risks to a minimum. To achieve this, we necessarily have to impose some fairly strict terms and conditions which do not apply to our sales of other coins or products.

Payment
We accept payment in cleared funds. We accept personal cheques, company cheques, and bank drafts, which we clear, allowing a full working week if drawn on a UK bank.
We also accept bank transfers. Our bank details are shown on the bankers page. If you pay by bank transfer, we like to have a written order by conventional mail or fax.
We accept cash.
We will accept payment in any negotiable currency.
Bullion Deals- payment must be effected the same day the deal is done. Failure to do so will result in the price being re-calculated and a £10 administration fee.

We normally require security before entering into any contract.
This may take the form of a deposit or full payment.
We may at our discretion waive this requirement for small quantities.
Clients ordering by post, telephone, internet or other remote methods may wish to use our order forms.
If an agreement is made by telephone, we will require the purchaser's name, address, and telephone number at the point of agreement. If the agreement is to post a cheque, then it must be posted by first class post in time to be collected and postmarked the same day, so that it should be received the next working day. The confirmation should include all identification details necessary.
For large transactions, where we hold a deposit, cleared funds should reach us within two working days.

Delivery
We will normally make the goods available for delivery within two working days of receipt of cleared funds.
Where we have allowed a full week for cheque clearance we may often reduce this period.
At times of heavy demand, we may require an extra day for goods to reach us.
Please realise that in most cases, we have already paid in cleared funds before goods are released to us.

Immediate Availability
Subject to stock and market factors, we can often offer immediate availability, but we would usually only offer this at an extra premium except for small quantities.

Variation of Above Terms
Except for small orders at extra premium prices, we will not vary the above terms unless we receive and accept a formal request in writing.

Law
All contracts will be deemed to be entered into at Blackpool, England, and be dealt with under English Law.

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...and pay good prices!

521 Lytham Road, Blackpool, Lancashire, FY4 1RJ, England.
Telephone (44) - (0) 1253 - 343081 & 316238; Fax 408058; E-mail:
The URL for our main page is: http://www.24carat.co.uk/index.html
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